Aside from actually booking your holiday or remembering to take your passport, travel insurance is one of the most important elements of going away. It’s not compulsory, but that doesn’t mean it’s not essential. You only have to read horror stories about holidaymakers’ travel plans gone wrong, or have a bad experience abroad with lost luggage or illness, to know that holiday insurance is every bit as vital as your holiday ticket.
There are many different forms of travel insurance on the market. There are specialist policies for extreme sports enthusiasts such as skiers and off-piste snowboarders, and if you’re planning to spend a week on a beach, you can find a policy to fit that too. There are also policies that depend on how frequently you travel, and this is where single trip insurance comes in.
If you’re only going away once this year, or if you’re looking for a specialist policy to cover an unusual trip, you can book single trip insurance. Typically, this type of insurance covers the holidaymaker for one holiday, for a limited amount of days. If this is just for one holiday and you know you won’t be going abroad again for the rest of the year – or ever! – then this is usually the most cost-effective option.
You’ll find plenty of providers out there. For instance, if you book through a tour operator, you can find single trip travel insurance from Thomas Cook or other such tour operators. And you can also use an online comparison website to find and compare other reputable insurance providers.
The alternative to single trip insurance is an annual or multi trip policy, which will cover you for multiple trips throughout a designated period, usually 12 months.
Whichever travel insurance you choose, make sure you don’t leave home without it. It could save you a lot of undue hassle should the worst happen!